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    <description>Practical, data-backed guides for protecting families and small teams from phishing, smishing, AI voice cloning, romance scams, and more.</description>
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      <title>ScamDrill Blog</title>
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    <item>
      <title>Mortgage “Relief” Scams: When the Rescue Is the Robbery</title>
      <link>https://scamdrill.com/blog/mortgage-relief-scams-homeowner-guide</link>
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      <pubDate>Sun, 14 Jun 2026 12:00:00 GMT</pubDate>
      <description>Mortgage-scam reports are up 407% since 2022. How fake foreclosure-relief firms, bogus government letters, and upfront-fee traps work, and where to get real help for free.</description>
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      <title>Ghost Students: How Strangers Take Out College Aid in Your Name</title>
      <link>https://scamdrill.com/blog/ghost-student-fafsa-identity-fraud</link>
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      <pubDate>Thu, 11 Jun 2026 12:00:00 GMT</pubDate>
      <description>A ghost student is a fraud ring using a stolen or synthetic identity to enroll in college and pocket federal financial aid. How the scheme works, what the April 2026 FAFSA fraud-detection launch changed, and how to lock down your name and transcript.</description>
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      <title>Scam Trends, June 2026: New Federal Numbers and the Scams Moving Now</title>
      <link>https://scamdrill.com/blog/scam-trends-june-2026</link>
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      <pubDate>Mon, 08 Jun 2026 12:00:00 GMT</pubDate>
      <description>The 2025 fraud reports just landed: $15.9B (FTC) and $20.9B (FBI), up 26%. The scams moving fastest in June 2026 for families and businesses, and how to stop them.</description>
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    <item>
      <title>The Second Scam: How Recovery Cons Hunt People Who Were Already Scammed</title>
      <link>https://scamdrill.com/blog/recovery-scams-the-second-scam</link>
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      <pubDate>Fri, 05 Jun 2026 12:00:00 GMT</pubDate>
      <description>A consumer guide to recovery scams, the follow-up con that targets people who already lost money to fraud. How the sucker list works, who scammers impersonate, the red flags, and how to verify a real agency. Built on 2024-2026 FTC and FBI IC3 guidance.</description>
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      <title>Schools on Their Own: K-12 Ransomware After the Federal Cuts</title>
      <link>https://scamdrill.com/blog/k12-ransomware-after-federal-cuts</link>
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      <pubDate>Wed, 03 Jun 2026 12:00:00 GMT</pubDate>
      <description>Federal funding for school cyber defense ended in late 2025, right as ransomware gangs leaned into stealing student data. What districts lost, what attacks cost, and a playbook that doesn't need a federal check.</description>
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    <item>
      <title>Authorized, and Still Fraud: The NACHA Rule Every ACH Originator Faces June 22, 2026</title>
      <link>https://scamdrill.com/blog/nacha-2026-ach-fraud-monitoring-rule</link>
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      <pubDate>Mon, 01 Jun 2026 12:00:00 GMT</pubDate>
      <description>On June 22, 2026, NACHA's Phase 2 fraud-monitoring rule drops the volume threshold. Every business that sends ACH must now have written, risk-based processes to catch BEC, vendor impersonation, and payroll diversion.</description>
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      <title>The Ransom Note in the Waiting Room: When Ransomware Comes for Your Practice</title>
      <link>https://scamdrill.com/blog/dental-medical-practice-ransomware-hipaa</link>
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      <pubDate>Mon, 01 Jun 2026 12:00:00 GMT</pubDate>
      <description>Ransomware was a factor in 88% of small-business breaches in 2025, and dental and medical practices are now prime targets. How the attack works, real 2025 cases, the HIPAA fallout, and the warning signs to watch for.</description>
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      <title>Business Video Compromise, Explained</title>
      <link>https://scamdrill.com/blog/business-video-compromise-explained</link>
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      <pubDate>Sat, 30 May 2026 12:00:00 GMT</pubDate>
      <description>Business Video Compromise (BVC) is the video-native sibling of business email compromise: deepfake executives on live calls, fake job candidates, and real-time face swaps. How it works, real cases, and how to stop it.</description>
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      <title>PCS Rental Scams: Why Moving Season Is Open Season on Military Families</title>
      <link>https://scamdrill.com/blog/pcs-rental-scams-military-families</link>
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      <pubDate>Wed, 27 May 2026 12:00:00 GMT</pubDate>
      <description>Military-connected consumers lost $584M to fraud in 2024. PCS season is the strongest seasonal lock in rental fraud. The three rental-scam plays hitting servicemembers between May and September — with FTC, MOAA, Navy Mutual, and Army.mil data, and the 10-minute drill that stops them.</description>
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      <title>The &quot;Easy Online Job&quot; Scam Aimed at Your Teen: How Task Scams Work</title>
      <link>https://scamdrill.com/blog/micro-task-scams-teens-young-adults</link>
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      <pubDate>Sun, 24 May 2026 12:00:00 GMT</pubDate>
      <description>Task scams went from almost zero in 2020 to roughly 40% of all job-scam reports by 2024. Here's how the gamified 'get paid to like videos' trap works, why it targets teens and young adults, the human cost behind it, and the one line that ends it.</description>
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      <title>The Influence Stack: How Scammers Use Persuasion Psychology Against You</title>
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      <pubDate>Fri, 22 May 2026 12:00:00 GMT</pubDate>
      <description>How scammers stack Cialdini’s principles of influence in a single message, with 2023-2026 research from the FTC, Harvard Kennedy School, and the Journal of Cybersecurity.</description>
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    <item>
      <title>The QR Code Scam Coming for Your Teen: How &quot;Quishing&quot; Works</title>
      <link>https://scamdrill.com/blog/qr-code-scams-teens-quishing-guide</link>
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      <pubDate>Wed, 20 May 2026 12:00:00 GMT</pubDate>
      <description>QR-code phishing (quishing) jumped fivefold in 2025, and teens scan codes on reflex. Here's how the scam works at concerts, parking lots, and in DMs, why teens are uniquely exposed, and the one habit that stops it.</description>
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    <item>
      <title>The Anatomy of a Modern Scam: Six Stages, $40B in Profits, One Playbook</title>
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      <pubDate>Sun, 17 May 2026 12:00:00 GMT</pubDate>
      <description>The six-stage assembly line behind every modern scam, with 2025-2026 numbers from the FBI, FTC, UNODC, Chainalysis, and Verizon.</description>
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      <title>Scammed? Here’s Exactly What to Do — A 2026 Family Recovery Guide</title>
      <link>https://scamdrill.com/blog/scammed-what-to-do-family-guide</link>
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      <pubDate>Fri, 15 May 2026 12:00:00 GMT</pubDate>
      <description>A step-by-step recovery guide for households after a scam, built on 2025 FTC, FBI IC3, and AARP guidance. The first 60 minutes, first 24 hours, and first week, plus what not to do.</description>
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    <item>
      <title>Your Business Just Got Scammed. Now What? A 2026 Incident Response Playbook</title>
      <link>https://scamdrill.com/blog/business-scam-incident-response-guide</link>
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      <pubDate>Fri, 15 May 2026 12:00:00 GMT</pubDate>
      <description>A practical incident response playbook for small and mid-sized businesses, built on FBI IC3 and CISA 2025 guidance. The first 60 minutes, first 24 hours, and first 72 hours after a BEC, ransomware, or vendor email compromise incident.</description>
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    <item>
      <title>Summer Travel Scams 2026: The Five Patterns Hitting Travelers This Summer</title>
      <link>https://scamdrill.com/blog/summer-travel-scams-2026</link>
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      <pubDate>Tue, 12 May 2026 12:00:00 GMT</pubDate>
      <description>5.2M Americans fell to rental scams in 2025 with an average loss of $2,071. McAfee found 1 in 5 Americans was scammed during booking. The five summer travel scam patterns to know in 2026, backed by FTC, FBI IC3, BBB, and McAfee data.</description>
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    <item>
      <title>The ShinyHunters Canvas Hack: What Every Business Should Take From the Largest Education Breach on Record</title>
      <link>https://scamdrill.com/blog/shinyhunters-canvas-hack-may-2026</link>
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      <pubDate>Sat, 09 May 2026 12:00:00 GMT</pubDate>
      <description>ShinyHunters claim 3.65TB and 275M records from Instructure's Canvas LMS. How a loose teen-run extortion crew keeps walking through the front door — and what businesses of every size should change this week.</description>
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    <item>
      <title>Internet Safety for Tweens and Teens: A 2026 Parent’s Guide</title>
      <link>https://scamdrill.com/blog/tween-teen-internet-safety-parents-guide</link>
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      <pubDate>Fri, 08 May 2026 12:00:00 GMT</pubDate>
      <description>A practical, age-by-age internet safety guide for parents and guardians of tweens and teens. Privacy, AI chatbots, DMs, sleep, sextortion, and the household rules that actually work.</description>
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    <item>
      <title>5 Scam Trends Spiking in 2026: What you should know</title>
      <link>https://scamdrill.com/blog/scam-trends-may-2026</link>
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      <pubDate>Thu, 07 May 2026 12:00:00 GMT</pubDate>
      <description>Americans lost a record $20.9B to cybercrime in 2025. Here are the five scam trends driving that surge in May 2026.</description>
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    <item>
      <title>Neo-Phishing: The AI-Powered Scams Now Targeting Households and Businesses</title>
      <link>https://scamdrill.com/blog/neo-phishing-ai-driven-scam-warning</link>
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      <pubDate>Wed, 06 May 2026 12:00:00 GMT</pubDate>
      <description>Neo-phishing — AI-written email, voice clones, and deepfake video calls — sent US fraud losses to a record $20.9B in 2025. Here's who's being targeted, what to look for, and exactly what to do if you've been hit.</description>
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    <item>
      <title>Two Museum Heists, One Cybersecurity Playbook: Lessons from the Louvre and Magnani-Rocca</title>
      <link>https://scamdrill.com/blog/museum-heists-cybersecurity-lessons</link>
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      <pubDate>Mon, 04 May 2026 12:00:00 GMT</pubDate>
      <description>The Louvre lost &amp;euro;88M in seven minutes. A villa near Parma lost a Renoir, a Cezanne, and a Matisse in three. The cyber-breach playbook hiding inside two recent art heists.</description>
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    <item>
      <title>The Fake CAPTCHA &quot;ClickFix&quot; Scam: Why It's Everywhere Right Now</title>
      <link>https://scamdrill.com/blog/fake-captcha-clickfix-scam-warning</link>
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      <pubDate>Fri, 01 May 2026 12:00:00 GMT</pubDate>
      <description>Fake-CAPTCHA ClickFix attacks jumped 517% in the first half of 2025 and now account for nearly half of malware delivery Microsoft sees. Here's how the scam works, why even tech-savvy people fall for it, and the one rule that stops it cold.</description>
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      <title>How AI Is Reshaping Cybersecurity for Businesses of Every Size</title>
      <link>https://scamdrill.com/blog/ai-cybersecurity-landscape-businesses-2026</link>
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      <pubDate>Wed, 29 Apr 2026 12:00:00 GMT</pubDate>
      <description>Anthropic's Mythos Preview, Palo Alto's April 2026 Defender's Guide, and Fortinet's industrialized-cybercrime forecast — what an AI that finds zero-days for sport means for businesses of every size, and the controls that still work.</description>
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    <item>
      <title>Social Engineering Targeting SMBs: Tactics, Trends and Simple Defenses</title>
      <link>https://scamdrill.com/blog/social-engineering-targeting-smbs</link>
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      <pubDate>Mon, 27 Apr 2026 12:00:00 GMT</pubDate>
      <description>Social engineering shows up in 70% of small-business breaches. The 2026 tactics — pretexting, vendor email compromise, deepfakes — and defenses that work.</description>
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    <item>
      <title>Why Scammers Target Military and Veterans — and the Tactics to Watch For</title>
      <link>https://scamdrill.com/blog/military-veterans-scams-tactics-warning-signs</link>
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      <pubDate>Thu, 23 Apr 2026 12:00:00 GMT</pubDate>
      <description>Military families lost $584 million to fraud in 2024, a 25% jump in a single year. The seven scam tactics that hit servicemembers and veterans hardest, and how to recognize them.</description>
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    <item>
      <title>The 20 Minutes That Saved My Father $2,400 a Year</title>
      <link>https://scamdrill.com/blog/review-elderly-parents-financial-statements</link>
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      <pubDate>Mon, 20 Apr 2026 12:00:00 GMT</pubDate>
      <description>A personal story of auditing an 80-year-old father's bank and credit card statements — and finding $200 a month in scam tech-support subscriptions and quietly-unused services.</description>
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    <item>
      <title>The USPS Text Scam: Why You're Getting 10 a Week and How to Train Your Family to Delete Them</title>
      <link>https://scamdrill.com/blog/usps-text-scam-smishing-guide</link>
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      <pubDate>Sat, 18 Apr 2026 12:00:00 GMT</pubDate>
      <description>Americans lost $470 million to package-delivery smishing texts in 2024. Here's exactly how to spot fake USPS, FedEx, and UPS texts — and how to stop your family from clicking them.</description>
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    <item>
      <title>How to Teach Kids About Online Scams Without Scaring Them</title>
      <link>https://scamdrill.com/blog/teach-kids-about-online-scams</link>
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      <pubDate>Sat, 18 Apr 2026 12:00:00 GMT</pubDate>
      <description>NCMEC logged 546,000+ sextortion reports from Snapchat alone in 2025. An age-by-age guide to teaching kids about online scams — without creating anxiety.</description>
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    <item>
      <title>Small Business Phishing Training: Why 56% of SMB Employees Still Click (and What to Do About It)</title>
      <link>https://scamdrill.com/blog/small-business-phishing-training-program</link>
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      <pubDate>Sat, 18 Apr 2026 12:00:00 GMT</pubDate>
      <description>88% of 2025 ransomware breaches hit small and mid-sized businesses. Average cost: $120,000. Here's a practical, no-CISO-required phishing training program that demonstrably reduces risk by 40% in 90 days.</description>
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    <item>
      <title>Romance Scam Red Flags: How to Help a Family Member Who Thinks They're in Love</title>
      <link>https://scamdrill.com/blog/romance-scam-red-flags-help-family-member</link>
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      <pubDate>Sat, 18 Apr 2026 12:00:00 GMT</pubDate>
      <description>$1.16B lost to romance scams in nine months of 2025. If a loved one is being catfished, here's what to say, what NOT to say, and how to help without harm.</description>
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    <item>
      <title>Pig Butchering: The $5.8B &quot;Friendly&quot; Crypto Scam You Need to Warn Your Parents About</title>
      <link>https://scamdrill.com/blog/pig-butchering-crypto-scam-warning-signs</link>
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      <pubDate>Sat, 18 Apr 2026 12:00:00 GMT</pubDate>
      <description>In 2024, Americans lost more money to investment scams than any other fraud type — most of it to pig butchering. How the scam works, why it's so effective, and how to spot it before $164,000 is gone.</description>
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    <item>
      <title>Phishing Simulation for Small Business: A 30-Day Rollout Plan (Template Included)</title>
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      <pubDate>Sat, 18 Apr 2026 12:00:00 GMT</pubDate>
      <description>Launch a working phishing simulation program at your small business in 30 days. Exact emails to send, the announcement template, and how to handle the first 'why did you trick me?' conversation.</description>
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      <title>Phishing Simulation for Families: Why It Works and How to Start</title>
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      <pubDate>Sat, 18 Apr 2026 12:00:00 GMT</pubDate>
      <description>What workplace security teams have known for 15 years, finally adapted for the kitchen table.</description>
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    <item>
      <title>How to Protect Elderly Parents from Scams: A 2026 Family Playbook</title>
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      <pubDate>Sat, 18 Apr 2026 12:00:00 GMT</pubDate>
      <description>Adults 60+ lost $4.85 billion to fraud in 2024. A step-by-step playbook for adult children who want to help without taking over.</description>
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      <title>The AI Voice Cloning Scam: What to Do When the Voice Sounds Exactly Like Your Daughter</title>
      <link>https://scamdrill.com/blog/ai-voice-cloning-scam-protection</link>
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      <pubDate>Sat, 18 Apr 2026 12:00:00 GMT</pubDate>
      <description>One Florida grandmother lost $15,000 in a single July 2025 afternoon to an AI-cloned voice. Here's exactly how the scam works, why it's surging 400%, and the 10-second rule that stops it cold.</description>
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